About RRSP Room

RRSP Room explains Canada's Registered Retirement Savings Plan in plain English: limits, deadlines, refunds and the rules for taking money out.

How we research

• Every rule, rate and figure is checked against primary sources: the Canada Revenue Agency and the Income Tax Act.
• Guides list their sources so you can verify them yourself.
• We review pages whenever the underlying rules change, and at least once a year. The "Updated" date on each page shows the last review.

Corrections

If you spot an error, tell us. We fix mistakes promptly and update the page date when we do.

How we're funded

RRSP Room is supported by advertising served by Google AdSense. Advertisers have no say in what we publish, and we don't accept payment to recommend any company or product.

What we're not

We're not financial advisors, and nothing here is personal tax or investment advice. Read our full disclaimer.